Credit and Risk Analyst

San Antonio, TX 78216

Posted: 05/18/2023 Job Number: 20767

Job Description


Job Description
  • Thorough knowledge of accounting principles and practices, economics, and general business acumen. Thorough knowledge of standard C&I facility structures used to address various borrowing purposes and repayment sources.
  • Experience analyzing financial statements of moderate to high complexity and accumulating data to support credit decisions.
  • Experience at calculating corporate and personal cash flows and financial ratios with great accuracy. Experience at preparing thorough and well-reasoned loan presentations that clearly communicate the pertinent details of each request, accurately represent the credit risks involved, and persuasively lead the reader to a conclusion.
  • Experience engaging in conversations with borrowers that may sometimes include difficult questions or sensitive topics while remaining relationship focused and striving for customer satisfaction.
  • Strong ability to interpret financial or non-financial information, borrower interviews, and various third-party inputs for the purpose of identifying credit risk.
  • Strong ability to use deductive and inductive reasoning, draw well-reasoned conclusions, and defend the conclusions with quantitative and qualitative facts.
  • Able to develop specific goals and plans to prioritize, organize, and accomplish multiple tasks independently.

Meet Your Recruiter

Spencer Hood

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About San Antonio, TX

Step into a world of career possibilities in San Antonio, Texas! As a vibrant hub of culture, history, and opportunity, this city offers job seekers a unique blend of Texan charm and modern growth. From the iconic Alamo and romantic River Walk to the flavorful Tex-Mex cuisine and thriving arts scene with institutions like the McNay Art Museum and Tobin Center for the Performing Arts, San Antonio has something for everyone. With professional sports teams like the Spurs and a plethora of parks, there's always something exciting to do in this dynamic city. Don't miss out on your chance to explore our job listings and start your career journey in this enchanting region!