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Credit and Risk Analyst
San Antonio, TX 78216 US
Posted: 05/18/2023 2023-05-18 2023-07-04 Job Number: 20767
- Thorough knowledge of accounting principles and practices, economics, and general business acumen. Thorough knowledge of standard C&I facility structures used to address various borrowing purposes and repayment sources.
- Experience analyzing financial statements of moderate to high complexity and accumulating data to support credit decisions.
- Experience at calculating corporate and personal cash flows and financial ratios with great accuracy. Experience at preparing thorough and well-reasoned loan presentations that clearly communicate the pertinent details of each request, accurately represent the credit risks involved, and persuasively lead the reader to a conclusion.
- Experience engaging in conversations with borrowers that may sometimes include difficult questions or sensitive topics while remaining relationship focused and striving for customer satisfaction.
- Strong ability to interpret financial or non-financial information, borrower interviews, and various third-party inputs for the purpose of identifying credit risk.
- Strong ability to use deductive and inductive reasoning, draw well-reasoned conclusions, and defend the conclusions with quantitative and qualitative facts.
- Able to develop specific goals and plans to prioritize, organize, and accomplish multiple tasks independently.